The Founders Program is open
Try CoverX AI free.
No credit card.
Run your policies, quotes, and proposals through CoverX AI for free. Lifetime founding pricing for the first 50 agencies.
The math
How much is your agency leaking every month?
Most commercial agencies are losing $15K to $50K every month in unwritten business, at-risk renewals, and unrecognized E&O exposure. This calculator shows you where, based on your numbers, not ours.
Commercial growth slowed across nearly every agency size in the 2025 Best Practices Study. Rate is no longer carrying the channel.
based on what you just told us.
Three buckets where your leakage shows up, plus E&O exposure Form Analyzer directly addresses.
(Not included in the leakage total above. Qualitative impact only.)
150 producer hours reclaimed each month. Capacity for 4.7 more wins at $3,500 average commission.
About 1.5 points of retention lift on your $500,000 book equals $7,500/yr in retained commission your team is currently leaving behind.
About 3 points of close rate lift on 30 submissions per month at $3,500 average commission equals $3,150 per month you're leaving on the table.
Sources: IIABA & Reagan Consulting, 2025 Best Practices Study (Aug 2025). Reichheld, F., "Prescription for Cutting Costs," Bain & Company. Berkley Service Professionals, "Avoiding E&O Claims," 2026. Defaults are industry averages; your actual numbers may differ. This calculator is a planning tool, not a guarantee of results.
The Founders Program
50 agencies. Lifetime-locked pricing. Then it closes.
Two pricing tiers. Fifty seats.
The first 25 agencies on the platform pay Founding25 pricing for the life of the account. Seats 26 through 50 pay Founding50. Every agency after seat 50 pays public pricing, which is the long-term price the platform defends.
Starter
3 users • 50/mo credits
$499/mo
Founding25
Founding50: $649/mo
Public: $897/mo
$499/mo. Less than most E&O deductibles.
Start Free TrialPro
5 users • 100/mo credits
$899/mo
Founding25
Founding50: $1,099/mo
Public: $1,500/mo
$899/mo. Less than the premium increase from one E&O claim.
Start Free TrialPremium
10 users • 350/mo credits
$2,499/mo
Founding25
Founding50: $3,249/mo
Public: $5,000/mo
$2,499/mo. Less than the all-in cost of one missed exposure.
Start Free TrialFounding seats are claimed in order. Your founding price applies automatically when you subscribe after the trial, as long as seats remain.
The workflow
Three moments in your agency's week.
CoverX AI is built for all three.
60 to 90 days before expiration.
Renewal Review
Your client's policy is up for renewal. Your producer needs to decide: stay with the carrier, remarket, or restructure. CoverX AI runs the policy in minutes. Your producer walks into the renewal conversation knowing exactly what's in it.
90 days before X-date.
Prospect Review
You're courting a prospect. Their incumbent policy lands on your producer's desk. CoverX AI finds what the incumbent didn't flag. Your producer walks into the prospect meeting with a sharper recommendation than the agent currently on the account.
Quotes back from carriers. Account won.
New Quoting
Two carrier quotes are in. Quote Comparison builds the side-by-side. Proposal Generator drafts the recommendation. Your producer goes back to the client with a polished proposal in a fraction of the time.
All three tools come with every plan. Your demo starts wherever the pressure is highest.
Start your free trial
Free trial first.
No card required.
If the platform earns the seat, the founding price locks at activation.
Free Trial
No card required. Full access from day one.
Lifetime-locked pricing
Founding rate stays with your agency for life.
White-glove onboarding
We set up your workflows with you, not for you.
Licensed humans in control
The platform drafts. Your agents sign off.
Prefer a guided walkthrough? Book 15 minutes with us→
Only 50 founding seats. Limited availability.
FAQ
Questions agencies ask.
Straight answers on pricing, control, data handling, and what to expect during the trial.